1005 Cottonwood LN, Waterloo, IL 62298
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1005 Cottonwood LN, Waterloo, IL 62298
1005 Cottonwood LN, Waterloo, IL 62298
1005 Cottonwood LN, Waterloo, IL 62298
1005 Cottonwood LN, Waterloo, IL 62298

$281,000

Est. payment /mo

$285,000

1.4%
Est.Price: ?

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1005 Cottonwood LN Waterloo, IL 62298

2 Beds

2 Baths

1,764 SqFt

SOLD DATE : 02/06/2026

Key Details

Sold Price $281,000

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Sold

Purchase Type For Sale

Square Footage 1,764 sqft

Price per Sqft $159

Subdivision Silvercreek Crossing

MLS Listing ID 25081698

Sold Date 02/06/26

Style Ranch,Traditional

Bedrooms 2

Full Baths 2

HOA Fees $4/ann

Year Built 2005

Annual Tax Amount $1,828

Lot Size 9,147 Sqft

Acres 0.21

Property Sub-Type Single Family Residence

Property Description

This beautifully updated 2-bedroom, 2-bath home offers far more than meets the eye, with a finished lower level that adds incredible living and entertaining space. The main level features newer flooring throughout, updated lighting, and an eat-in kitchen complete with newer stainless steel appliances, tile backsplash, a pantry, and direct access to the oversized back patio—perfect for indoor-outdoor living. Step outside to enjoy the fully fenced backyard, ideal for relaxing, entertaining, or pets. The updated main-level bathroom adds modern style, while thoughtful upgrades continue throughout the home, including HVAC installed in 2025 with an air purifier and a newer water softener. The finished basement is an entertainer's dream, featuring new carpet, a wet bar, built-in wine fridges, and a theater setup with projector, screen, and sound system—ready for movie nights or game day. The lower level also includes a full bathroom, ample storage, and an egress window, offering the option to add a third bedroom or home office. A 2-car garage rounds out this move-in-ready home that blends comfort, updates, and flexibility. Don't miss your chance to own a home that truly delivers on space and upgrades in all the right places.

Location

State IL

County Monroe

Rooms

Basement 8 ft + Pour, Bathroom, Egress Window, Partially Finished, Full, Sleeping Area, Sump Pump

Main Level Bedrooms 2

Interior

Heating Forced Air

Cooling Central Air

Fireplace N

Appliance Dishwasher, Microwave, Electric Range

Exterior

Parking Features true

Garage Spaces 2.0

Utilities Available Natural Gas Available

Amenities Available None

View Y/N No

Building

Lot Description Back Yard, Front Yard, Level

Story 1

Sewer Public Sewer

Water Public

Level or Stories One

Structure Type Brick Veneer,Stone Veneer,Vinyl Siding

Schools

Elementary Schools Waterloo Dist 5

Middle Schools Waterloo Dist 5

High Schools Waterloo

School District Waterloo Dist 5

Others

HOA Fee Include Maintenance Grounds

Acceptable Financing Cash, Conventional, FHA, USDA, VA Loan

Listing Terms Cash, Conventional, FHA, USDA, VA Loan

Special Listing Condition Standard

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Listed by Amy Hank • Keller Williams Pinnacle
Bought with Monica Schmidt

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